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Supreme Court Case Pitting Lenders Against Homeowners Bound to Have Hu

The HOA’s foreclosure did not extinguish Wells Fargo’s DOT against the Property."). The Nevada Supreme Court is not bound by the Ninth Circuit and therefore its ruling will stand unless reversed by the United states supreme court. At the same time, federal district courts are bound by the Ninth Circuit and will continue to apply Bourne.

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With this ruling, the U.S. Supreme Court gave homeowners more ability to cancel their mortgages if lenders don’t provide the required disclosures; however, the ruling doesn’t necessarily mean homeowners will be able to escape paying their mortgages.

The Supreme Court also could have made it easier for local governments to prove these cases, but it didn’t. In Bank of America v. Miami, the Supreme Court held 5-3 that local governments have "standing" to bring Fair Housing Act (FHA) lawsuits against banks alleging discriminatory lending practices.

Selenski is already serving 32½ to 65 years in state prison for a January 2003 home invasion. The state Supreme Court in September ordered a lower court to reconsider whether Selenski’s lawyer in.

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