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The Parkland, FL FHA home loan is a great choice for borrowers looking to buy a home with little money down. When home buyers choose FHA it allows for easier credit score qualification. In most cases you can qualify with 580 credit scores.
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Enter Down Payment: The funds you put upfront to get a home loan. This amount can vary from $0 for VA loans, 3.5% for FHA Loans and 20% for conforming mortgages. An FHA Loan is a mortgage that’s insured by the federal housing administration. They allow borrowers to finance homes with down payments as low as 3.5% and are especially popular with first-time homebuyers. fha loans are a good option for first-time homebuyers who may not have saved enough for a large down payment.
· FHA 203K LIMITED (203K(s)): Similar to the fha 203k full mortgage, the FHA 203K Limited (203K(s)) is also insured by the Federal Housing Administration but has a bit more limitation since it allows for cosmetic repairs. Repairs are also limited to a maximum of $35,000 which must include a contingency reserve and all fees.
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