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Welcome to the USDA Income and Property Eligibility Site. This site is used to evaluate the likelihood that a potential applicant would be eligible for program assistance. In order to be eligible for many USDA loans, household income must meet certain guidelines.

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If you do not have an account with Hudson Valley Federal Credit Union, you will be required to open a Primary savings account with $0.01 when your loan is funded. Our loan applications prompt you to open an account, as applicable to your situation.

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USDA loans are low-interest mortgages with zero down payments designed for low-income Americans, who don't have good enough credit to.

To be eligible for a USDA loan, applicants must meet the basic eligibility requirements. Get matched with a USDA lender and check your eligibility for $0 down.

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